NPDES AND THE CLEAN WATER ACT: HOW STORMWATER PERMITS WORK (FREE LESSON 2 OF 12)
stormwaterplanning.us/free-training/npdes-and-the-clean-water-act/

type        free mini-training lesson with 8-question quiz (graded in-browser, nothing saved)
time        13 minutes
summary     Free lesson on the Clean Water Act and NPDES stormwater permits: section 402, who issues permits, general vs. individual permits, construction, MS4 and industrial programs. 8-question quiz.

objectives
- Explain how the Clean Water Act regulates stormwater discharges
- Describe the NPDES program and who issues permits
- Compare general permits and individual permits
- Identify the three main NPDES stormwater programs

sections
- The Clean Water Act
- Who issues the permit
- General permits vs. individual permits
- The three NPDES stormwater programs
- What the permit requires, in one sentence
- Key takeaways

standards   Clean Water Act sections 301 and 402; 40 CFR 122.26

certificate course  https://stormwaterplanning.us/qualified-swppp-preparer-training/
note        Free general education based on the Clean Water Act, EPA NPDES rules and the EPA Construction General Permit. Your governing permit (EPA, state, tribal or local) controls. This is not legal advice, not EPA-approved, and not a California QSP/QSD or other state credential, and it does not issue a certificate. Nothing you enter on this page is saved or sent.

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Free Mini-Training · Lesson 2 of 12

NPDES and the Clean Water Act: How Stormwater Permits Work

Every construction stormwater requirement traces back to one federal law and one permit program. Learn how the Clean Water Act, NPDES and the Construction General Permit fit together, and who issues the permit for your site.

  • 13 min
  • 8-question quiz
  • Beginner
  • Free · no sign-up
On this page
  1. What you'll learn
  2. The Clean Water Act
  3. Who issues the permit
  4. General permits vs. individual permits
  5. The three NPDES stormwater programs
  6. What the permit requires, in one sentence
  7. Key takeaways
  8. Lesson quiz

In this lesson

What you'll learn

  • Explain how the Clean Water Act regulates stormwater discharges
  • Describe the NPDES program and who issues permits
  • Compare general permits and individual permits
  • Identify the three main NPDES stormwater programs

The Clean Water Act

The Clean Water Act (CWA) makes it unlawful to discharge pollutants from a point source into waters of the United States without a permit. Section 402 creates the permit program: the National Pollutant Discharge Elimination System (NPDES).

For decades NPDES focused on pipes from factories and sewage plants. In 1987 Congress amended the CWA to address stormwater, and EPA's stormwater regulations at 40 CFR 122.26 followed:

  • Phase I (1990): construction disturbing 5 acres or more, medium and large MS4s, and listed industrial activities.
  • Phase II (1999): extended coverage to small construction sites disturbing 1 to 5 acres and small MS4s in urbanized areas.

That's why today the threshold for construction stormwater permit coverage is one acre, including smaller sites that are part of a larger common plan of development or sale.

Who issues the permit

EPA can authorize states to run the NPDES program. Most states are authorized, so for most projects the permit comes from a state agency. EPA remains the permitting authority in a handful of places, including Massachusetts, New Hampshire, New Mexico, the District of Columbia, most U.S. territories, and most Indian country lands. Check our state permit requirements table for your state.

General permits vs. individual permits

  • A general permit covers many similar dischargers under the same terms. Construction sites usually get coverage by filing a Notice of Intent (NOI) under a Construction General Permit (CGP).
  • An individual permit is written for one facility. It's uncommon for construction, but a permitting authority can require one for a large or high-risk project.

EPA's current CGP is the 2022 CGP, which took effect on February 17, 2022, was modified in 2025, and expires at 11:59 p.m. on February 16, 2027. EPA has proposed a replacement 2027 CGP, so check EPA's site for the current version.

The three NPDES stormwater programs

ProgramWho it coversKey document
ConstructionOperators of sites disturbing 1+ acre (or part of a common plan)Stormwater Pollution Prevention Plan (SWPPP)
Municipal (MS4)Cities, counties, DOTs, universities and other operators of separate storm sewer systemsStormwater management program
IndustrialFacilities in listed industrial categories, such as manufacturing, recycling and transportationIndustrial SWPPP under a multi-sector general permit

You'll meet the MS4 and industrial programs in lesson 12.

What the permit requires, in one sentence

Construction general permits typically require operators to prepare a SWPPP, install and maintain erosion, sediment and pollution prevention controls, inspect regularly, fix problems by set deadlines, stabilize the site, keep records, and terminate coverage when the work is done.

Key takeaways

  • CWA section 402 creates NPDES; discharging pollutants from a point source without a permit is unlawful.
  • Phase I (1990) covered 5+ acre construction; Phase II (1999) extended coverage to 1 to 5 acres.
  • Most states issue their own permits; EPA is the permitting authority in a few states, DC, most territories and most Indian country.
  • Construction sites usually get coverage under a general permit by submitting an NOI.
  • EPA's 2022 CGP expires February 16, 2027; your governing permit controls.

Knowledge check

Lesson 2 quiz: 8 questions

Choose one answer for each question, then select Check my answers. Score 80% or higher to pass. Your answers stay in your browser and are never saved.

Question 1 Which section of the Clean Water Act creates the NPDES permit program?
Question 2 What does NPDES stand for?
Question 3 Phase II of EPA's stormwater rules extended construction permit coverage to sites disturbing how much land?
Question 4 In most states, who issues construction stormwater permits?
Question 5 How does a construction site typically obtain coverage under a general permit?
Question 6 When does EPA's 2022 Construction General Permit expire?
Question 7 What is the key compliance document for construction stormwater permits?
Question 8 Which of these is NOT one of the three main NPDES stormwater programs?

Sources and official references

Last reviewed: October 25, 2026 · Free general education based on the Clean Water Act, EPA NPDES rules and the EPA Construction General Permit. Your governing permit (EPA, state, tribal or local) controls. This is not legal advice, not EPA-approved, and not a California QSP/QSD or other state credential, and it does not issue a certificate. Nothing you enter on this page is saved or sent.

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